Our Products
Protect Your Family Today
Ever wondered about life insurance or if you have the proper benefits to cover your family? Want to be sure? Are you nervous or don't even know where to start? Don't be! Have one of our licensed representatives meet with you over Zoom to find out! Safe and convenient! You'll also receive an entire NO-COST benefits package that includes:
$2000 AD&D Insurance Policy
Child Safe & McGruff Safe Kid's ID Kits
Vision Discount Card
Legal Will Kit
Family Information Guide
Medifact Kit (for prescriptions)
Your rep will also make sure to explain options you have available for permanent coverages you can't get through your job! Ask questions, get answers and I've heard they are pretty friendly too!
What is Life Insurance?
Life insurance protects your family from the inevitable. The question isn't if we die but when. Life insurance is often used for final expenses, taxes, loss of income, legacy money and more!
We offer two types of life insurance, whole life insurance and term life insurance, in the form of our Freedom of Choice Certificate (whole life) and Paycheque Protection (term). In addition, we have the Headstart Program to protect your children or grandchildren early in life so they never need to think about this in the future. We also specialize in Cancer Protection, Hospital Indemnity and Accidental Hospital Benefits designed to protect your family in all areas.
Freedom of Choice
The way this works is when something happens to you, your beneficiary is going to take this Certificate to any funeral home they chose and when the funeral director says to you, I'm so sorry for your loss, but your spouse's funeral is going to be X amount of money, how would you like to pay for that? All you will need to do is hand over the Freedom of Choice to the funeral director. Payments are payable directly to the funeral home so you can think about your loved one instead. What doesn't get used at the funeral home gets sent directly to the beneficiary.
Our company's exclusive final expense plan, not available through any other insurance company
Premium never increases
Policy never expires so long as premiums are paid so it's yours to keep forever
The easiest and most secure way to cover funeral and final expenses
Whole life policy with very competitive rates
Paycheque Protection
When we die our paycheques are the first things to go. The groups we work with know that all members have work insurance but here's what happens in a typical situation. When you die the first thing your family is going to have to do is pay back the reimbursement of the funeral and other miscellaneous expenses. Then because your income has gone missing they have to keep digging into your work insurance to put food on the table, pay those bills every month and after a year or two what do you think happens to that lump sum? That's right! It's completely gone. That's why you need our paycheque protection!
Protects your paycheque for a set amount of years after passing away
Protects your work insurance, so you can invest it in your children's education, or your spouse's retirement, whichever you prefer, instead of the cost of daily living
Gives your family time to adjust because they no longer have your real income to rely on monthly
Insurance policy is renewable and convertible (so when you're no longer working, retired, you can switch it over to permanent insurance)
Headstart Program
Our Head Start program gives your children or grandchildren a lifetime of coverage that they can increase in their adult years regardless of health issues.
Permanent coverage that can't be cancelled unless payments lapse
Up to $25,000 for initial coverage
Inexpensive and affordable for every family
Can increase coverage up to $150,000 regardless of health or habits at set ages